Your Exclusive Mortgage Partner

Accessibility is vital to close a loan, which is why Carolina Best Mortgage, was built exclusively for borrowers looking for an elite level of client service.

The Carolina Best Mortgage Process

Apply Online

Our loan officer will work on getting to know you and your financial situation, while gathering the required information. We will then assist you with a pre-approval and the completion of a full mortgage loan application.

Get Approved

Once your offer has been accepted, our loan officer will review options with you to select the right loan product suited to your needs.

Close Your Loan

Our team will work diligently and efficiently to close your loan well before the contract date so that you can focus on moving into your dream home stress-free!

Built For A Seamless Transaction

Our goals are the same as yours – get the home of your dreams without any of the hassles.

Reliable, Experienced, Accessible, Responsive.

Your experience is our #1 priority which is why every loan is handled with experienced Loan Officers who are accessible and responsive throughout and beyond the loan process.

Understanding Your Mortgage.

At Carolina Best Mortgage, we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise because we want you to feel confident and excited about this next journey of your life.

Meet The Team

Bill Kalmar

Loan Officer | NMLS ID: 137970

Phone: (803) 830-7598 | (313) 505-6578 (cell)


Click here to learn more about Bill!



1560 Ebenezer Rd.
Rock Hill, SC 29732